​What you will get!

CROA- Aware & FTC-Compliant Practices

Client-Focused Credit Education 

No Upfront Promises or Score Guarantees 

Transparent, Month-to Month Service

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How it works

How It Works
Savvy Smart Credit Repair provides credit education and dispute assistance designed to help clients better understand their credit reports and address potential inaccuracies in a compliant manner.

Every credit profile is unique, and credit reporting outcomes vary based on individual circumstances and creditor reporting practices.

Step 1: Free Credit Consultation
Begin with a free credit consultation to discuss your credit situation and review available credit reports. During this step, we focus on understanding your goals and determining whether our services may be a good fit.
No guarantees or outcomes are promised during the consultation.

Step 2: Credit Report Review & Education
If you choose to move forward, we review your credit reports and help identify information that may be inaccurate, outdated, incomplete, or unverifiable.
We also provide education on:

• How credit reports are structured
• How credit information is commonly reported
• Factors that may influence credit profiles

This step is educational and informational in nature.

Step 3: Dispute Documentation Preparation
Where appropriate, we assist with preparing dispute documentation for items you wish to challenge with credit reporting agencies.
All documentation is prepared in accordance with applicable credit reporting laws. Clients remain in control of their credit decisions at all times.
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Every credit profile is different. Credit outcomes vary based on individual circumstances.

What to Expect
Credit reporting outcomes depend on many factors, including reporting accuracy, creditor responses, and individual credit profiles. No specific results, timelines, or credit score changes can be guaranteed.

Important Notice
Savvy Smart Credit Repair does not promise or guarantee the removal of specific credit items or any increase in credit scores.
Credit reporting decisions are made by credit reporting agencies and furnishers.

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We'll give you a free consultation and
​ credit analysis

Relax

While we assist with reviewing credit reports and preparing dispute documentation in accordance with applicable credit reporting laws.​

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Learn About Our
​Credit Education & Dispute Process

Request A Free Credit Consultation & Credit Analysis

Get your free consultation
and credit analysis

Request A Free Credit Consultation & Credit Analysis

Results vary. No specific outcomes or score increases are guaranteed.